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EVENT ORGANISER INSURANCE

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Peace of mind cover for organisers and car clubs with our specialist event and championship policies.

Organising a motorsport event is stressfull enough, without taking on the risk if something doesn't go according to plan. We offer a range of flexible packages that will provide cover for the wide and varied aspects that are involved when it comes to putting on races, rallies, sprints, hillclimbs and more, at club, national and international level.

Give us a call or submit the form to find out how we can help and let you get on with running the event and not have to worry about the 'what-ifs... '

Liability (Public and/or Employers)

 

 

Event Road Section Scheme (third party for rallies, trials and navigational events)

On-track Accident Damage (course car)

 

Event Cancellation

 

Storage, Marine & Transit (club equipment inc. trophies)

 

High Risk Travel

 

Cyber

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On-Track Accident Damage (AD)

 

Backed by industry leading insurers, specifically designed for motorsport competitors and track day drivers, our Accidental Damage (AD) insurance covers vehicle damage and/or fire damage following an accident. Our flexible policies enable us to cater for all levels: from a one-off track day through to international race and rally events.

We can also provide AD cover for testing, demonstrations, course cars, media and film projects.

Options include:

• Engine and transmission cover

• Fire cover, any cause

• Parts only cover

• Choice of repairer

• Multiple drivers

• Multi-event packages

• Uncapped labour rate for track days

• Fire only cover

• Finance on Championship/multi event packages (subject to status)

• We also offer to negotiate salvage with the insurer should the worst happen

Liability (Public and/or Employers)

 

Public Liability: If your business activities result in harm to the public or damage to their property, public liability will cover compensation and legal costs should you be required to pay them. Available cover choices range from £2m - £10m. We can even go above £10m for specific cases.

 

Employers Liability: This will help pay compensation if an employee is injured or becomes ill, because of the work they have undertaken for you. Our policy provides £10,000,000 cover, the UK’s minimum legal limit is £5,000,000.

 

Our Liability insurances are specially adapted for motorsport and can cover the following:

• Motorsport and automotive events

• Motorsport participants

• Businesses and their premises

• Race circuits and venues

• Team members, mechanics, officials and media personnel

• Motorsport organisations and car clubs

Event Road Sections

 

We are able to provide motorsport clubs third party cover for competitors whose motor policy excludes rallies, navigational events, trials and treasure hunts. This includes driving on the public road between the special stages of a rally.

 

We offer a standardised rate that clubs can pass-on to their competitors. We then ask for a declaration of drivers to be returned after the event at which time the premium is payable.

 

This cover is also extended to motor club organisers who may wish to insure:

• Their own vehicles on a third party basis whilst using them on an event

• Hired or loaned vehicles used in support of the event

• Official's vehicles on a comprehensive basis when using them on the stages for

setting up/take-down and use during the event

• Cover for events outside of the UK on a referral basis

Driver’s can be referred to us from 17+.

 
 
 

Event Cancellation

 

Protects organisers against any financial losses should an event be cancelled due to reasons beyond their control, with the primary aim to reimburse out of pocket costs.

 

Each policy is bespoke and using our in-house knowledge and experience,

we work with the motor club, promoter or organisers to facilitate the best option for them.

 

We can cover indoor and outdoor events and activities,

cancellations due to adverse weather, faulty event equipment or setup.

 

We can also include public and employer’s liability, equipment and

money cover under one policy if required.

 
 

Storage, Marine and Transit

 

We are able to provide specialist cover for non-road registered or SORN’d vehicle(s), including accidental damage, fire and theft whilst they are:

• Secure in a storage location (worldwide)

• Static in your home, garage or workshop, including whilst work is being carried out on the vehicle

• On public display at a show or exhibition

• In transit to an event and whilst it is not under it’s own power at the event itself

We can also provide cover for your tools, spares, computer, protective equipment and trailers.

Coverage is also available for non-UK domiciled policyholders.

 

High Risk Travel (including COVID Cover)

 

Travel Insurance for individuals, families, corporate groups and their staff who might engage in hazardous pursuits, including track days when on holiday or travelling overseas.

 

Enhanced cover includes medical repatriation and expenses, personal accident benefit, flight and ferry cancellation, loss of equipment and money. 

 

This specialist policy covers not being able to travel due to a positive test and/or contracting COVID whilst abroad.

 

Cyber

 

Computer hacking and phishing is an increasingly growing threat to businesses and breaches can be costly, both in time and money. Cover is now available if you come under attack from malware, ransomware, spyware and scareware, as well as cover for business interruption that may result as a consequence of an attack.

 

Cyber insurance can also cover you for the loss or disclosure of personal client data following a

cyber-attack.

 

We can provide access to an experienced insurer who has a dedicated unit focused on helping

clients handle data breaches.